Monthly Archives: marzo 2023


How Shame and Guilt Can Affect Addiction Recovery

By |2024-01-18T17:03:04+00:00marzo 31st, 2023|Categories: Sober living|

We can help you overcome your substance or alcohol use disorder and start life anew. The uncomfortable response to shame has to be an acknowledgment of wrongdoing, but also in the reality of and hope for redemption. Shame and alcoholism are often fellow travelers, just like shame and opioid use.

Many people experience a lot of resistance to the idea of self-forgiveness. You may view self-forgiveness as “letting yourself off the hook,” as if self-judgment is the only way to improve. But negative self-judgment and self-blaming can actually act as an obstacle to self-improvement. The more shame you feel about your past actions and behaviors, the more your self-esteem is lowered and the less likely it is you will feel motivated to change. And without self-forgiveness, your level of shame will cause you to defend yourself from taking on more shame by refusing to see your faults and not being open to criticism or correction.

The Difference Between Shame and Guilt

Over time, this practice can lead to increased emotional resilience and more positive relationship with oneself. To practice forgiveness towards oneself, individuals can engage in different activities such as journaling, meditation, positive affirmations, seeking support from friends and family members, and embracing imperfections. Through these activities, people can release themselves from self-blame and the emotional burden that comes with it. While many victims of trauma may suffer immense shame, which in turn, may drive them to consume drugs or alcohol, many addicts can begin to feel shame over their consumption of drugs or alcohol. In other words, substance abuse creates much more shame, especially in someone struggling with shame issues.

While people often use the terms interchangeably, shame and guilt are two different emotions. These two feelings have a lot in common — they’re self-conscious emotions brought about by a perceived failure. The same action or experience can give rise to both these feelings, but there are key differences.

Acceptance and Commitment Therapy (ACT) for Shame and Guilt

It seems the answer is yes from the description of the analysis, but this should be made clear in the measures section. In addition to addressing the reviewer comments below, please provide more information on the pattern guilt and shame in recovery of missingness in the data, especially with respect to attrition. Any variables predictive of missingness should be included as auxiliary variables in the latent growth models to correct for any potential bias.

Interaction terms were defined using the XWITH command which creates a latent interaction term, which is needed for an interaction between a latent factor and an observed variable in a structural equation model [50]. Any significant interaction was then probed for simple slopes by rerunning the model with a centered moderator at +1 standard deviation (SD) above the mean and -1 SD below the mean. For correlational paths, standard errors (SE) and p values are reported for the standardized beta coefficient (β). For the direct regression and moderation paths, SE and p values are reported for the unstandardized regression coefficient (b). As substance use disorders remain a significant public health problem resulting in high global disability prevalence [1], increasing our understanding of their development and maintenance is critical.

The Role of Shame and Guilt in Addiction Recovery

Research suggests that shame-prone individuals are more likely to engage in addictive behaviors as a way to cope with their negative emotions. Shame can also hinder the recovery process by making individuals feel unworthy of help, leading to poor self-esteem and feelings of hopelessness. In contrast, guilt-prone individuals may be more successful in overcoming addiction, as they tend to take responsibility for their actions and seek ways to make amends. Shame and guilt are commonly experienced emotions for individuals struggling with addiction. The role of shame and guilt in addiction recovery is critical, as it can be a significant obstacle to the person’s progress, impeding them from healing and making positive changes. First, main effects of positive emotion were examined followed by entry of interaction terms.

  • Only by processing your feelings of shame with a trusted counselor or supportive friend will you be able to move past guilt and shame in recovery.
  • This can include things like stress, social situations, or specific places or people.
  • Given the intricate nature of addiction recovery, dealing with shame, guilt, and similar emotions like sadness and regret can be a major part of the process.

If you’re struggling with shame or guilt in addiction recovery, Art Therapy for Coping with Shame and Guilt might be right for you. Don’t miss out on an opportunity to decrease your negative emotions by engaging your creative talents. As someone who has gone through addiction recovery or knows someone who has, you may recognize the overwhelming and often consuming emotions of shame and guilt.

How To Address Shame And Guilt During Addiction Recovery

Models also controlled for time invariant covariates including age, being a person of color, income, sexual orientation, time since HIV diagnosis, unstable housing, treatment condition, and time 1 depression. This randomized controlled trial (RCT) enrolled and randomized 110 sexual minority men living with HIV who had biologically confirmed methamphetamine use in the greater San Francisco Bay Area. We have previously reported the efficacy of the positive emotion intervention delivered during contingency management for achieving durable and clinically meaningful reductions in HIV viral load [42]. All procedures were approved by the Institutional Review Board for the University of California, San Francisco with reliance agreements from the University of Miami and Northwestern University.

Understanding Guilt and Shame in Addiction Recovery

IRS Update: What Venmo, PayPal and Cash App Users Should Know About Their 2023 Taxes

By |2024-01-08T09:31:14+00:00marzo 21st, 2023|Categories: Bookkeeping|

See Important Info, Pricing, Acceptable Use Policy and Merchant Agreement. Terms, conditions, prices, payment, features and services are subject to change. Download the QuickBooks GoPayment app and start taking payments right away. If you encounter any issues or face challenges during the setup process, don’t hesitate to reach out to the dedicated support team at QuickBooks. They are there to assist you with troubleshooting, provide guidance, and ensure that you can leverage the full potential of QuickBooks Payments.

  • Above, J asked why users are not informed that there will be fees charged to users.
  • Thanks for choosing QuickBooks Payments to manage your business!
  • Find out more about compatible external payment options.
  • Each QuickBooks product offers unique payment features and options.
  • You can then set up your customers, vendors, items, and financial accounts.

If you already use external payment processing like Square, we have apps that sync your data with QuickBooks Online. However, the easiest way to process payments and track the accounting is with QuickBooks Payments. Find out more about compatible external payment options. If you sell personal items for less than you paid for them and collect the money via third-party payment apps, these changes won’t affect you.

Instead, you may receive 1099-NECs from any businesses you work with. Even if you don’t receive a tax form from a client, you’re still on the hook for reporting all of your self-employment income. All you have to do to use QuickBooks is create your company file. You can then set up your customers, vendors, items, and financial accounts.

How to prepare for this reporting change

Depending on whether you’re using QuickBooks Desktop or QuickBooks Online, the process may vary slightly. I’m here to help and provide some additional information about QuickBooks Payments. Then select Save and Send to email the invoice to your customer. After you connect your account, you’ll see an icon on the homepage. This tells you you’re signed in and connected to QuickBooks Payments. Learn how to accept e-checks, scan a check, and process donations in QuickBooks Desktop.

Finally, you’ll receive a confirmation once your QuickBooks Payments account has been successfully set up. You’re now ready to start accepting payments using QuickBooks. Once you’re on the setup page, you’ll be prompted to sign in with your Intuit account or create a new one if you don’t already have one. After logging in, follow the on-screen instructions to provide your business details, such as your legal business name, address, and tax identification number. Fill out your customer’s information or choose it from the drop down, if you’ve already entered their information. When you’re creating your invoice, be sure to select the types of payments you’ll accept.

  • In some cases, receiving a 1099-K may take some of the manual work out of filing your self-employment taxes.
  • After you process payments, QuickBooks puts the money into your bank account.
  • The hope is that raising the threshold will reduce the risk of inaccuracies while also giving the agency and payment apps more time to work toward the eventual $600 minimum.
  • You’re now ready to start accepting payments using QuickBooks.

Deposit speeds depend on your product and the type of payment. Get more info about deposit times for QuickBooks Payments. This year, the IRS plans to finally start implementing its new 1099-K reporting requirement for anyone earning income via third-party payment apps such as PayPal, Venmo, Cash App or Zelle. Yes, you can accept any combination of credit card, debit card, Apple Pay, and bank transfer (ACH) payments. Next, you’ll need to provide your bank account information.

Initiating the setup of QuickBooks Payments from QuickBooks Desktop allows for a seamless connection between your payment processing and accounting functions. You can now conveniently manage transaction records, invoices, and payments within a single software, streamlining your business operations and enhancing efficiency. By guiding your clients through the QuickBooks Payments setup process, you can ensure that their payment processing is seamlessly integrated with your business or accounting firm. This allows for smoother financial management and collaboration, making it easier to handle invoicing, payments, and reconciliations. With QuickBooks Payments, process credit card, debit, PayPal, Venmo and ACH bank transfers for your invoices and sales.


I’m more than happy to elaborate on the credit card fees for you. There are no monthly or setup fees, a 1% fee on bank transfers (ACH) with a maximum of $10. There’s a 2.4% fee for swiped credit cards, a 2.9% fee for invoiced and 3.4% for keyed plus .25 per transaction. I’ll include a link to our credit card processing service page with this information and much more. If you’re self-employed, you should already be paying taxes on your total income, even if you don’t receive a 1099 from all of your earnings. The IRS will be switching the reporting requirement to payment apps so it can keep tabs on transactions that often go unreported.

You just won’t receive a 1099-K form from third-party apps unless you receive over $20,000 in payments across over 200 transactions in 2023. Under new reporting requirements first announced in the American Rescue Plan, third-party payment apps will be required to report earnings over $600 to the IRS. Once your invoice has been paid, money will be in your bank account in 2-3 business days for credit and debit cards and up to 5-7 business days for bank transfers. If you earn income through payment apps, it’s a good idea to set up separate PayPal, Zelle, Cash App or Venmo accounts for your professional transactions.

You’re approved to take credit, debit, and bank transfer payments

Originally slated to take effect in 2022, this IRS reporting change will eventually have payment apps report income over $600 to the tax agency. Previously, third-party apps only sent 1099-Ks to users who received $20,000 in commercial payments across more than 200 transactions. Setting up QuickBooks Payments is a crucial step in optimizing your payment processing and streamlining your financial management. Whether you’re using QuickBooks Desktop or QuickBooks Online, initiating the setup process is relatively straightforward.

Customer Service

Once you’re able to set up the correct account for your payments, all deposits will go directly to the bank register. Once Payments is set up and your account is approved, you will be ready to process and send your first invoice. Begin by selecting the (+) plus sign from the top menu, then select Invoice. Thanks for choosing QuickBooks Payments to manage your business! We put together a few steps to help you get started, send your first invoice, and get paid faster. Learn how to take customer payments from any QuickBooks product.

You can check this article for the detailed steps on how to record Bank Deposits in QuickBooks Online. When you sign up, your QuickBooks Payments account connects to the platform you signed up from. So, if you signed up from QuickBooks Online and don’t use any other QuickBooks products, you’re good to go. Workyard provides leading workforce management solutions to construction, service, and property maintenance companies of all sizes.

Step 2: Sign up for QuickBooks Payments

I would like to know what I am getting into before accepting credit cards as forms of payment. QuickBooks Payments automatically records your deposits, so it is important to make sure that your payments and processing fees will be recorded to the correct accounts. If you make markup percentage formula a mistake and need to void or refund a transaction, don’t worry. Here’s how to refund and void payments you process in QuickBooks. A chargeback is when a transaction is disputed and money goes back to the payer. Usually, this means your customer canceled their payment.

Remote Bookkeeping Jobs: Where To Find & Open Positions

By |2024-01-04T14:19:58+00:00marzo 3rd, 2023|Categories: Bookkeeping|

Beyond tasks like reconciliations, accounts payable, and financial reporting, you might be asked to do some payroll-related work. These firms don’t have bookkeeping spots open as frequently as the companies listed above, since their services are more diverse. However, they do have openings every so often that tend to be (but aren’t always) W2 roles. Founded in 2004, Supporting Strategies provides outsourced bookkeeping and back-office services to businesses across many industries.

  • If you’d like to work in an office and are in the Atlanta area, you also have access to Acuity’s office.
  • They primarily serve Boston and Washington DC, but remote positions are available for professionals who live elsewhere.
  • If Supporting Strategies hires you and places you in a bookkeeper role, you’ll be responsible for tasks such as accounts receivables and payables, month-end closes and financial reporting.
  • If you opt for the salaried professional option, you’re considered a Robert Half employee as you work for the firm’s clients.
  • These experts will also take necessary steps to ensure your data remains safe and confidential.

Bookminders accountants can work a flexible schedule, but must make themselves available from 9 a.m. Additionally, you must attend orientation and occasional in-office training. According to the firm, about two-thirds of your work is done from home.

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A team of remote bookkeepers like Remote Quality Bookkeeping can help you generate all of these reports and evaluate other data so you can keep your franchise running smoothly. Beech Valley is a staffing marketplace, making it a mix of a job board and a staffing agency. It connects organizations in need of accounting and finance talent to capable professionals.

  • ProLedge Bookkeeping Services is a Texas-based firm providing bookkeeping services to clients across the country.
  • If you continue the process, someone will contact you to set up additional interviews with our team.
  • You’ll likely work as a member of a team with an accounting technology specialist and controller to help each client.
  • Each of these firms may require varying levels of experience to get hired.

ProLedge Bookkeeping Services is a Texas-based firm providing bookkeeping services to clients across the country. As for work arrangements, the majority of their openings are remote. Most jobs are full-time employee roles, although occasionally, the firm may hire on a contract basis. If hired, you’ll be responsible for juggling multiple clients as you perform your bookkeeping tasks. You’ll likely work as a member of a team with an accounting technology specialist and controller to help each client.

Bookkeeping and accounting software is a remote but 100% U.S.-based cloud accounting firm. It provides each client a team of accounting professionals, including bookkeepers, an accounting software specialist and an accounting manager or controller. Additionally, the firm provides clients with recommendations for third-party software that could enhance their operations.

Best Sites for Remote Bookkeeping Jobs

Targeting small and mid-sized businesses, SmartBooks is an outsourced accountancy firm. Remote bookkeeping, as its name suggests, is a work-from-home job, and is often utilized by small businesses. If you’re on the hunt for remote work and have an affinity for numbers, an eye for detail, and a knack for keeping things organized, bookkeeping could be the ideal remote job for you.

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They also offer benefits, including paid time off, a monthly stipend for a home office, insurances, reimbursement for professional development, and a 401(k) plan. SmartBooks offers full- or part-time positions, and there are also many flexible remote opportunities. What this means is that they’ll find the clients and jobs for you to perform your bookkeeping duties, albeit remotely. ZipRecruiter reports some remote bookkeepers can earn as high as $122,000 and as low as $23,000.

Like other general job boards, SimplyHired lets you create an account and build or upload your resume for quicker applications and to let recruiters come to you. As with many staffing agencies, you can send Kforce your resume so they can alert you to potential opportunities that fit your skills and tastes. There are jobs for all experience levels, so you may be able to find bookkeeping work whether or not you’ve been in the field before. However, if you have this background, Accountingfly can be a good resource for finding remote work. It offers custom job alerts so you can be the first to know about new opportunities. Ledger Gurus hires all its bookkeepers remotely and as employees, with some scheduling flexibility permitted.

This ensures that all forms are sent to the IRS and mailed to recipients on time and accurately. We can assure that your client will always have a full, accurate set of books. Without a unified system in place, things can slip through the cracks, and even one missed payment can start a domino effect that harms your bottom line. You have plenty of options for becoming a remote bookkeeper on the side or as a full-time career.

Our primary responsibility is to keep the financial records of your business and clients updated and accurate. Our accountants will take care of maintaining your books, making sure everything adds up, and keeping track of transactions coming in and going out of your business. Contact us to learn more about how our accounting, payroll, and bookkeeping services can help you. If you opt for the salaried professional option, you’re considered a Robert Half employee as you work for the firm’s clients. Robert Half continually finds you work opportunities tailored to help you grow your skills and advance your career. Flex Professionals offers a range of job types, from HR to marketing to bookkeeping.

Additional Paid-in Capital: What It Is, Formula, and Examples

By |2024-01-12T18:01:25+00:00marzo 2nd, 2023|Categories: Bookkeeping|

Once a stock trades in the secondary market, an investor may pay whatever the market will bear. When investors buy shares directly from a given company, that corporation receives and retains the funds as paid-in capital. But after that time, when investors buy shares in the open market, the generated funds go directly into the pockets of the investors selling off their positions. CAPM uses the risk-free rate, the market risk premium and beta to calculate a stock’s expected return. If the economy—as measured by gross domestic product (GDP) or national income—grows at 4%, then studies assume that markets cannot collectively outpace this growth rate. When it comes to a company’s dividends, the company’s board of directors will decide whether or not to pay out a dividend to common stockholders.

  • Par value is the nominal or face value of a stock as stated in the company’s charter, and it is often set very low, such as $0.01 per share.
  • Other than the use of two accounts to record the separate elements of the price at which a share is sold, there is no particular relevance to the concept of a premium.
  • Share premium account may also be known as additional paid-in capital and can also be called paid-in capital in excess of par value.
  • Many financial websites offer stock betas and historical market return figures while the U.S.

Despite the difference in voting rights, different classes usually enjoy the same rights to the company’s profits. Share premium is a component of shareholders’ equity, which appears on the balance sheet. Opinion surveys naturally produce optimistic estimates, as do extrapolations of recent market returns.

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This account is credited for money paid, or promised to be paid, by a shareholder for a share, but only when the shareholder pays more than the cost of a share. Accounting for common stock is very critical ranging from the date of issue of common stock to dividend declared and paid. In the previous article, we covered the cost of comm stock equity calculation. This ranges from the journal entry for issuance of common stock of all types from par value stock to no par value stock as well as stock for non-cash assets. When shares are traded between investors in the after-market (such as on a stock exchange), there is no impact on the issuing entity, since it is not participating in the trades. Therefore, when someone pays a premium for common stock on a stock exchange, the issuing entity does not make an entry in its accounting records to reflect the increased premium on common stock.

  • Rebecca Baldridge, CFA, is an investment professional and financial writer with over twenty years of experience in the financial services industry.
  • A premium indicates the value of the shares and the market’s expectations for the company.
  • The first is the constant-growth valuation model, also known as the Gordon Model.
  • So when it comes time for a company to elect a board of directors or vote on any form of corporate policy, preferred shareholders have no voice about the future of the company.
  • But keep in mind, if the company does poorly, the stock’s value will also go down.

Options give the holder (owner) the right but not the obligation to buy or sell the underlying financial instrument at a specified strike price. The premium for a bond reflects changes in interest rates or risk profile since the issuance date. The buyer of an option has the right but not the obligation to buy (call) or sell (put) the underlying instrument at a given strike price for a given period of time. The modern manner of issuing shares with small nominal (par) values and large share premiums was developed as a tax avoidance strategy in the 1920s.

Building a Supply-Side Model

It is the equity portion of a company’s balance sheet that includes funds received from issuing stock at a premium. When par value stock is issued at a premium, the assets received both cash or noncash assets are higher wave accounting reviews than the value of the common stock. For example, a cash receipt of $12 per share for common stock of $10 par value. The excess of $2 ($12 minus $10) is called a premium or capital contribution in excess of par value.

The investors have to pay the bonds market price ($ 1,100) in order to receive the equity security with a value of $ 1,050. Any new issuance of preferred or common shares may increase the paid-in capital as the excess value is recorded. Additional paid-in capital (APIC) is an accounting term referring to money an investor pays above and beyond the par value price of a stock. Let’s assume the risk-free rate is 2%, which means a risk-free U.S. treasury bill offers an annual return of 2%. If the stock of a public company has delivered an annual return of 10%, the risk premium for that stock would be 8%—or the difference between the risk-free rate and the stock’s annual return. The second reason low equity premiums tend to characterize academic estimates is that the total market growth is limited over the long term.

What Is a Share Premium Account?

This is true during the company’s good times when the company has excess cash and decides to distribute money to investors through dividends. The dividends for this type of stock are usually higher than those issued for common stock. Preferred stock also gets priority over common stock, so if a company misses a dividend payment, it must first pay any arrears to preferred shareholders before paying out common shareholders. The share premium, or the additional paid-in capital account, and retained earnings are usually the two biggest components of shareholders’ equity. In terms of the shareholders’ equity, the first account is usually the common stock account followed by the additional paid-in capital account. Other accounts appearing in the shareholders’ equity section of the balance sheet can include accumulated other comprehensive income, treasury stock, and unearned compensation.

Issuing Stated Value Stock

Share capital is the money a company raises by issuing shares of common or preferred stock. The share premium can be money received for the sale of either common or preferred stock. A balance is recorded in this account only when there’s a direct share sale from the company, usually from a capital raise or initial public offering. Secondary trading, between investors, does not impact the share premium account.

Premium: Definition, Meanings in Finance, and Types

You don’t even have to calculate it yourself; financial data providers like Statista offer historical and current equity risk premiums as does New York University’s Stern School of Business. CAPM illustrates the relationship between systematic risk and expected return. Broad economic trends influence similar assets in similar ways, meaning that investment risks for similar assets are correlated.

Journal Entry for Issuance of Common Stock

The constant-growth model is a way to value a stock by assuming that the growth rate remains constant. This means that the present value of the stock equals the sum of all future investor dividends, paid out over an indefinite time period. While this model may seem oversimplified, it can provide a useful starting point for the valuation. After all, many stocks do tend to grow at a fairly steady rate, at least over the long term. And by discounting future cash flows back to the present, we can get a sense of what investors are really paying for today. In particular, it doesn’t account for changes in the growth rate over time.

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